TABLE OF CONTENTS
FOREWORD ............................................................................................................................................................................................................. 1
THE SOUTH AFRICAN CONSUMER PRICE INDEX: 1925 - 2023 .......................................................................................................................... 2
NOTES ON THE CONSUMER PRICE INDEX .......................................................................................................................................................... 3
NOTES TO GENERAL DAMAGES AWARDS ............................................................................................................................................................4
ALPHA LISTING OF INFLATION ADJUSTED AWARDS .......................................................................................................................................... 5
CLASSIFIED LISTING OF INFLATION ADJUSTED AWARDS ................................................................................................................................. 8
Loss of all four limbs.......................................................................................................................................................................................... 48
Legs - amputation of two legs........................................................................................................................................................................... 48
Legs - injury to two legs...................................................................................................................................................................................... 48
Leg - amputation from above the knee ............................................................................................................................................................ 48
Leg - amputation below the knee ...................................................................................................................................................................... 48
Foot/toes - amputation ....................................................................................................................................................................................... 49
Knee injury ........................................................................................................................................................................................................... 49
Leg - general injuries - above the knee ............................................................................................................................................................ 49
Leg - general injuries - below the knee ..............................................................................................................................................................50
Foot/ankle - general injuries ............................................................................................................................................................................... 51
Arm amputation - left and right ......................................................................................................................................................................... 52
Amputation of hand/fingers - left and right ..................................................................................................................................................... 52
Shoulder injury..................................................................................................................................................................................................... 53
Elbow injury ......................................................................................................................................................................................................... 53
Forearm injury ..................................................................................................................................................................................................... 53
Wrist injury ........................................................................................................................................................................................................... 53
Upper arm injury ................................................................................................................................................................................................. 54
Hand and finger injuries ..................................................................................................................................................................................... 54
Head injury with hemiplegia .............................................................................................................................................................................. 54
Head injury resulting in partial hemiplegia ...................................................................................................................................................... 54
Brain injury - serious permanent damage ....................................................................................................................................................... 55
Brain injury - with minor permanent damage ................................................................................................................................................. 56
Brain injury - cerebral palsy/severe spasticity .................................................................................................................................................. 57
Head injury leading to epilepsy ......................................................................................................................................................................... 57
Facial disfigurement ............................................................................................................................................................................................ 58
Jaw - fracture of ................................................................................................................................................................................................... 58
Head injury - general - no major consequences ............................................................................................................................................. 59
Head injury - loss of taste/smell ...................................................................................................................................................................... 59
Multiple injuries - head hip leg arm .................................................................................................................................................................. 59
Vocal chords injury/thyroid removal ............................................................................................................................................................... 60
Neck injury - excluding whiplash....................................................................................................................................................................... 60
Neck injury - whiplash ........................................................................................................................................................................................ 60
Spinal injury - still ambulant .............................................................................................................................................................................. 61
Spinal injury - paraplegia ................................................................................................................................................................................... 62
Spinal injury - quadriplegia ................................................................................................................................................................................ 63
Abdominal injuries - general ............................................................................................................................................................................ 63
Abdominal injuries - bladder and intestine ..................................................................................................................................................... 63
Abdominal injuries - lungs ................................................................................................................................................................................ 63
Rib fractures and other chest injuries ............................................................................................................................................................. 63
Hip injuries ......................................................................................................................................................................................................... 64
Pelvis injury ........................................................................................................................................................................................................ 64
Ear - loss of hearing in one or both ears ........................................................................................................................................................ 65
Eye - loss of one eye ......................................................................................................................................................................................... 65
Eye - loss of two eyes ......................................................................................................................................................................................... 65
Eye - injury without loss of sight....................................................................................................................................................................... 65
Eye - injury with partial loss of sight ................................................................................................................................................................. 66
Animal - injury by .............................................................................................................................................................................................. 66
Assault - assorted injuries - some contumelia .............................................................................................................................................. 66
Bruising - minor shock and discomfort .......................................................................................................................................................... 67
Burns .................................................................................................................................................................................................................. 67
Dead persons - awards to ................................................................................................................................................................................ 67
Unauthorised entry ........................................................................................................................................................................................... 67
Genitals ............................................................................................................................................................................................................... 67
Loss of pregnancy ............................................................................................................................................................................................. 67
Poison ................................................................................................................................................................................................................. 67
Shock ................................................................................................................................................................................................................... 68
Stress - post traumatic and other .................................................................................................................................................................... 68
Death of spouse and/or child ............................................................................................................................................................................ 68
Rape ..................................................................................................................................................................................................................... 68
AIDS/HIV infection of another .............................................................................................................................................................................68
Adultery ................................................................................................................................................................................................................ 69
Unconscious - permanent - human vegetable ............................................................................................................................................... 69
Malicious prosecution ....................................................................................................................................................................................... 69
Defamation .......................................................................................................................................................................................................... 69
Injuria ................................................................................................................................................................................................................... 69
Wrongful arrest and detention ......................................................................................................................................................................... 69
GUIDELINES FOR OBTAINING ACTUARIAL REPORTS or CERTIFICATES ........................................................................................................ 72
LOSS OF SUPPORT CLAIM (Form A) .................................................................................................................................................................. 74
EMPLOYMENT DETAILS OF DECEASED (Form B) ............................................................................................................................................ 75
EMPLOYMENT DETAILS OF SURVIVOR (Form C) ............................................................................................................................................ 76
INJURY CLAIM (Form D) ...................................................................................................................................................................................... 77
IMAGINING THAT INJURY HAD NOT OCCURRED (Form E) ............................................................................................................................. 78
HAVING REGARD TO THE CONSEQUENCES OF THE INJURY (Form F) .......................................................................................................... 79
ABRIDGED EARNINGS QUESTIONNAIRE (Form G) ......................................................................................................................................... 80
MAINTENANCE CLAIM FROM DECEASED ESTATE (Form H1) ........................................................................................................................ 81
MAINTENANCE COSTS CHECKLIST (Form H2) ............................................................................................................................................... 82
LIST OF EXPERTS .............................................................................................................................................................................................. 83
Aids Experts ........................................................................................................................................................................................................ 83
Heart/Chest & Life Expectancy Experts .......................................................................................................................................................... 83
Ear Nose and Throat Experts .......................................................................................................................................................................... 83
Mouth and Teeth Experts ................................................................................................................................................................................. 83
Eye Experts ......................................................................................................................................................................................................... 83
Head, Neurology and Spine Experts ............................................................................................................................................................... 84
Plastic Surgeons ................................................................................................................................................................................................ 85
Accident Reconstruction Experts .................................................................................................................................................................... 85
Urologists ........................................................................................................................................................................................................... 85
Psychiatrists ...................................................................................................................................................................................................... 85
Neurosurgeon Specialist .................................................................................................................................................................................. 85
Neuropsychologists ......................................................................................................................................................................................... 86
Psychological Therapists .................................................................................................................................................................................. 86
Occupational Therapists ................................................................................................................................................................................... 86
Clinical Psychologists ........................................................................................................................................................................................ 88
Clinical Sexology Therapist ................................................................................................................................................................................ 89
Educational Psychologist ................................................................................................................................................................................. 89
Physiotherapy Therapists ................................................................................................................................................................................ 89
Speech Therapists ............................................................................................................................................................................................ 90
Earnings Experts (Industrial/Organisational Psychologists) ....................................................................................................................... 90
Architects/Engineers/Quantity Surveyors ...................................................................................................................................................... 95
Mobility Specialists ............................................................................................................................................................................................ 95
Prosthesis/Orthotist Experts ............................................................................................................................................................................ 95
Namibia .............................................................................................................................................................................................................. 96
Orthopaedic Surgeons ...................................................................................................................................................................................... 96
Namibia .............................................................................................................................................................................................................. 98
Swaziland ............................................................................................................................................................................................................. 98
Biokinetics ............................................................................................................................................................................................................ 98
Nursing Experts ................................................................................................................................................................................................... 98
THE ACTUARIAL USE OF LIFE TABLES ................................................................................................................................................................ 99
Six life tables ........................................................................................................................................................................................................ 99
Number alive ....................................................................................................................................................................................................... 99
Life expectancies ................................................................................................................................................................................................. 99
Joint expectation of life ....................................................................................................................................................................................... 99
Reduced life expectancy ..................................................................................................................................................................................... 99
The modified “Murfin method” ........................................................................................................................................................................ 100
Accelerated benefits .......................................................................................................................................................................................... 100
THE LIFE TABLES ................................................................................................................................................................................................ 102
Life Table 1 – Income greater than R1400000 py .......................................................................................................................................... 103
Life table 2 - Income R950001 to R1400000 py ............................................................................................................................................. 105
Life Table 3 - Income R600001 to R950000 py ............................................................................................................................................... 107
Life Table 4 – Income R300001 to R600000 py .............................................................................................................................................. 109
Life Table 5 - Income R150001 to R300000 py ............................................................................................................................................... 111
Life Table 6 – Income less than R150001 py .................................................................................................................................................. 113
STATUTORY CAP DETERMINATIONS ................................................................................................................................................................ 115
NOTES TO COMPOUND INTEREST TABLE ....................................................................................................................................................... 117
COMPOUND INTEREST TABLES AT 2½% py .................................................................................................................................................... 118
COID BENEFITS ................................................................................................................................................................................................... 119
COID CAPITALISATION MULTIPLIERS ............................................................................................................................................................... 120
REMARRIAGE DEDUCTIONS .............................................................................................................................................................................. 121
NOTES TO REMARRIAGE DEDUCTIONS ........................................................................................................................................................... 122
GENERAL CONTINGENCIES ............................................................................................................................................................................... 123
Differential contingencies ................................................................................................................................................................................. 123
STATE DISABILITY GRANTS AND OLD AGE PENSIONS ................................................................................................................................... 124
STATSSA EARNINGS BY LEVEL OF EDUCATION................................................................................................................................................ 125
CORPORATE SURVEY EARNINGS ...................................................................................................................................................................... 126
STATSSA POPULATION SURVEY EARNINGS ..................................................................................................................................................... 128
LIVE SALARY SURVEY DATA ............................................................................................................................................................................... 128
EARNINGS OF NON-CORPORATE WORKERS .................................................................................................................................................. 129
SALARY SCALES FOR GOVERNMENT EMPLOYEES ...................................................................................................................................... 130