TABLE OF CONTENTS

FOREWORD.........................................................................................................................................................................................................................1

THE SOUTH AFRICAN CONSUMER PRICE INDEX: 1925 - 2022......................................................................................................................................2

NOTES ON THE CONSUMER PRICE..................................................................................................................................................................................3

NOTES TO GENERAL DAMAGES AWARDS........................................................................................................................................................................4

ALPHA LISTING OF INFLATION ADJUSTED AWARDS.......................................................................................................................................................5

CLASSIFIED LISTING OF INFLATION ADJUSTED AWARDS.............................................................................................................................................46

Loss of all four limbs........................................................................................................................................................................................................46

Legs - amputation of two legs.........................................................................................................................................................................................46

Legs - injury to two legs...................................................................................................................................................................................................46

Leg - amputation from above the knee.........................................................................................................................................................................46

Leg - amputation below the knee...................................................................................................................................................................................46

Foot/toes - amputation....................................................................................................................................................................................................47

Knee injury........................................................................................................................................................................................................................47

Leg - general injuries - above the knee..........................................................................................................................................................................47

Leg - general injuries - below the knee..........................................................................................................................................................................48

Foot/ankle - general injuries...........................................................................................................................................................................................49

Arm amputation - left and right.....................................................................................................................................................................................50

Amputation of hand/fingers - left and right..................................................................................................................................................................50

Shoulder injury.................................................................................................................................................................................................................51

Elbow injury.......................................................................................................................................................................................................................51

Forearm injury..................................................................................................................................................................................................................51

Wrist injury........................................................................................................................................................................................................................51

Upper arm injury..............................................................................................................................................................................................................52

Hand and finger injuries..................................................................................................................................................................................................52

Head injury with hemiplegia...........................................................................................................................................................................................52

Head injury resulting in partial hemiplegia...................................................................................................................................................................52

Brain injury - serious permanent damage....................................................................................................................................................................52

Brain injury - with minor permanent damage..............................................................................................................................................................54

Brain injury - cerebral palsy/severe spasticity...............................................................................................................................................................55

Head injury leading to epilepsy......................................................................................................................................................................................55

Facial disfigurement.........................................................................................................................................................................................................56

Jaw - fracture of................................................................................................................................................................................................................56

Head injury - general - no major consequences...........................................................................................................................................................56

Head injury - loss of taste/smell.....................................................................................................................................................................................57

Multiple injuries - head hip leg arm...............................................................................................................................................................................57

Vocal chords injury/thyroid removal..............................................................................................................................................................................58

Neck injury - excluding.....................................................................................................................................................................................................58

Neck injury - whiplash......................................................................................................................................................................................................58

Spinal injury - still ambulant...........................................................................................................................................................................................59

Spinal injury - paraplegia.................................................................................................................................................................................................60

Spinal injury - quadriplegia.............................................................................................................................................................................................60

Abdominal injuries - general...........................................................................................................................................................................................60

Abdominal injuries - bladder and intestine..................................................................................................................................................................61

Abdominal injuries - lungs..............................................................................................................................................................................................61

Rib fractures and other chest injuries...........................................................................................................................................................................61

Hip injuries........................................................................................................................................................................................................................61

Pelvis injury ......................................................................................................................................................................................................................62

Ear - loss of hearing in one or both ears.......................................................................................................................................................................62

Eye - loss of one eye.........................................................................................................................................................................................................63

Eye - loss of two eyes.......................................................................................................................................................................................................63

Eye - injury without loss of sight.....................................................................................................................................................................................63

Eye - injury with partial loss of sight..............................................................................................................................................................................63

Animal - injury by..............................................................................................................................................................................................................63

Assault - assorted injuries - some contumelia..............................................................................................................................................................63

Bruising - minor shock and discomfort.........................................................................................................................................................................64

Burns..................................................................................................................................................................................................................................64

Dead persons - awards to...............................................................................................................................................................................................65

Unauthorised entry..........................................................................................................................................................................................................65

Genitals..............................................................................................................................................................................................................................65

Loss of pregnancy.............................................................................................................................................................................................................65

Poison................................................................................................................................................................................................................................65

Shock..................................................................................................................................................................................................................................65

Stress - post traumatic and other...................................................................................................................................................................................65

Death of spouse and/or child.........................................................................................................................................................................................66

Rape...................................................................................................................................................................................................................................66

AIDS/HIV infection of another.........................................................................................................................................................................................66

Adultery.............................................................................................................................................................................................................................66

Unconscious - permanent - human vegetable.............................................................................................................................................................66

Malicious prosecution......................................................................................................................................................................................................66

Defamation.......................................................................................................................................................................................................................66

Injuria.................................................................................................................................................................................................................................66

Wrongful arrest and detention.......................................................................................................................................................................................66

GUIDELINES FOR OBTAINING ACTUARIAL REPORTS or CERTIFICATES......................................................................................................................70

LOSS OF SUPPORT CLAIM (Form A)...............................................................................................................................................................................72

EMPLOYMENT DETAILS OF DECEASED (Form B)..........................................................................................................................................................73

EMPLOYMENT DETAILS OF SURVIVOR (Form C)...........................................................................................................................................................74

INJURY CLAIM (Form D)...................................................................................................................................................................................................75

IMAGINING THAT INJURY HAD NOT OCCURRED (Form E)..........................................................................................................................................76

HAVING REGARD TO THE CONSEQUENCES OF THE INJURY (Form F)........................................................................................................................77

ABRIDGED EARNINGS QUESTIONNAIRE (Form G).......................................................................................................................................................78

MAINTENANCE CLAIM FROM DECEASED ESTATE (Form H1)......................................................................................................................................79

MAINTENANCE COSTS CHECKLIST (Form H2)...............................................................................................................................................................80

LIST OF EXPERTS...............................................................................................................................................................................................................81

Aids Experts......................................................................................................................................................................................................................81

Heart/Chest & Life Expectancy Experts.........................................................................................................................................................................81

Ear Nose and Throat Experts..........................................................................................................................................................................................81

Mouth and Teeth Experts................................................................................................................................................................................................81

Eye Experts........................................................................................................................................................................................................................81

Head, Neurology and Spine Experts..............................................................................................................................................................................82

Plastic Surgeons...............................................................................................................................................................................................................83

Accident Reconstruction Experts...................................................................................................................................................................................83

Urologists..........................................................................................................................................................................................................................83

Psychiatrists......................................................................................................................................................................................................................83

Neurosurgeon Specialist.................................................................................................................................................................................................83

Neuropsychologists.........................................................................................................................................................................................................84

Psychological Therapists.................................................................................................................................................................................................84

Occupational Therapists..................................................................................................................................................................................................84

Clinical Psychologists.......................................................................................................................................................................................................86

Clinical Sexology Therapist..............................................................................................................................................................................................87

Educational Psychologist.................................................................................................................................................................................................87

Physiotherapy Therapists................................................................................................................................................................................................87

Speech Therapists............................................................................................................................................................................................................88

Earnings Experts (Industrial/Organisational Psychologists) ......................................................................................................................................88

Architects/Engineers/Quantity Surveyors.....................................................................................................................................................................93

Mobility Specialists...........................................................................................................................................................................................................93

Prosthesis/Orthoptist Experts........................................................................................................................................................................................93

Namibia.............................................................................................................................................................................................................................94

Orthopaedic Surgeons.....................................................................................................................................................................................................94

Namibia ............................................................................................................................................................................................................................96

Swaziland..........................................................................................................................................................................................................................96

Bio kinetics .......................................................................................................................................................................................................................96

Nursing Experts................................................................................................................................................................................................................96

THE ACTUARIAL USE OF LIFE TABLES.............................................................................................................................................................................97

Six life tables.....................................................................................................................................................................................................................97

Number alive ...................................................................................................................................................................................................................97

Life expectancies..............................................................................................................................................................................................................97

Joint expectation of life....................................................................................................................................................................................................97

Reduced life expectancy..................................................................................................................................................................................................97

The modified “Murfin method” ......................................................................................................................................................................................98

Accelerated benefits .......................................................................................................................................................................................................98

THE LIFE TABLES ............................................................................................................................................................................................................100

Life Table 1 – Income greater than R1300000 py.......................................................................................................................................................101

Life table 2 - Income R900001 to R1300000 py..........................................................................................................................................................103

Life Table 3 - Income R550001 to R900000 py............................................................................................................................................................105

Life Table 4 – Income R280001 to R550000 py...........................................................................................................................................................107

Life Table 5 - Income R140001 to R280000 py............................................................................................................................................................109

Life Table 6 – Income less than R140001 py................................................................................................................................................................111

STATUTORY CAP DETERMINATIONS.............................................................................................................................................................................113

NOTES TO COMPOUND INTEREST TABLE....................................................................................................................................................................115

COMPOUND INTEREST TABLES AT 2½% py.................................................................................................................................................................116

COID BENEFITS...............................................................................................................................................................................................................117

COID CAPITALISATION MULTIPLIERS............................................................................................................................................................................118

REMARRIAGE DEDUCTIONS..........................................................................................................................................................................................119

NOTES TO REMARRIAGE DEDUCTIONS.......................................................................................................................................................................120

GENERAL CONTINGENCIES...........................................................................................................................................................................................121

Differential contingencies.............................................................................................................................................................................................121

STATE DISABILITY GRANTS AND OLD AGE PENSIONS................................................................................................................................................122

STATSSA EARNINGS BY LEVEL OF EDUCATION...........................................................................................................................................................123

CORPORATE SURVEY EARNINGS...................................................................................................................................................................................124

EARNINGS OF NON-CORPORATE WORKERS...............................................................................................................................................................126

SALARY SCALES FOR GOVERNMENT EMPLOYEES......................................................................................................................................................127