TABLE OF CONTENTS    

FOREWORD..........................................................................................................................................................................................................................................................1
THE SOUTH AFRICAN CONSUMER PRICE INDEX: 1925 - 2024...................................................................................................................................2
NOTES ON THE CONSUMER PRICE INDEX................................................................................................................................................................................3
NOTES TO GENERAL DAMAGES AWARDS.................................................................................................................................................................................4
ALPHA LISTING OF INFLATION ADJUSTED AWARDS.......................................................................................................................................................5
CLASSIFIED LISTING OF INFLATION ADJUSTED AWARDS........................................................................................................................................49
Loss of all four limbs..................................................................................................................................................................................................................................49
Legs - amputation of two legs...........................................................................................................................................................................................................49
Legs - injury to two legs..........................................................................................................................................................................................................................49
Leg - amputation from above the knee......................................................................................................................................................................................49
Leg - amputation below the knee...................................................................................................................................................................................................49
Foot/toes - amputation..........................................................................................................................................................................................................................50
Knee injury.........................................................................................................................................................................................................................................................50
Leg - general injuries - above the knee......................................................................................................................................................................................50
Leg - general injuries - below the knee.......................................................................................................................................................................................51
Foot/ankle - general injuries...............................................................................................................................................................................................................52
Arm amputation - left and right.........................................................................................................................................................................................................53
Amputation of hand/fingers - left and right............................................................................................................................................................................54
Shoulder injury................................................................................................................................................................................................................................................54
Elbow injury.......................................................................................................................................................................................................................................................54
Forearm injury..................................................................................................................................................................................................................................................54
Wrist injury..........................................................................................................................................................................................................................................................55
Upper arm injury............................................................................................................................................................................................................................................55
Hand and finger injuries...........................................................................................................................................................................................................................55
Head injury with hemiplegia.................................................................................................................................................................................................................55
Head injury resulting in partial hemiplegia...............................................................................................................................................................................56
Brain injury - serious permanent damage.................................................................................................................................................................................56
Brain injury - with minor permanent damage.........................................................................................................................................................................57
Brain injury - cerebral palsy/severe spasticity.......................................................................................................................................................................58
Head injury leading to epilepsy.........................................................................................................................................................................................................59
Facial disfigurement...................................................................................................................................................................................................................................59
Jaw - fracture of............................................................................................................................................................................................................................................60
Head injury - general - no major consequences.................................................................................................................................................................60
Head injury - loss of taste/smell......................................................................................................................................................................................................60
Multiple injuries - head hip leg arm...............................................................................................................................................................................................60
Vocal chords injury/thyroid removal.............................................................................................................................................................................................61
Neck injury - excluding whiplash.....................................................................................................................................................................................................61
Neck injury - whiplash..............................................................................................................................................................................................................................62
Spinal injury - still ambulant.................................................................................................................................................................................................................62
Spinal injury - paraplegia........................................................................................................................................................................................................................63
Spinal injury - quadriplegia...................................................................................................................................................................................................................64
Abdominal injuries - general...............................................................................................................................................................................................................64
Abdominal injuries - bladder and intestine..............................................................................................................................................................................64
Abdominal injuries - lungs.....................................................................................................................................................................................................................64
Rib fractures and other chest injuries...........................................................................................................................................................................................65
Hip injuries.........................................................................................................................................................................................................................................................65
Pelvis injury........................................................................................................................................................................................................................................................65
Ear - loss of hearing in one or both ears.....................................................................................................................................................................................66
Eye - loss of one eye.................................................................................................................................................................................................................................66
Eye - loss of two eyes...............................................................................................................................................................................................................................66
Eye - injury without loss of sight.......................................................................................................................................................................................................67
Eye - injury with partial loss of sight...............................................................................................................................................................................................67
Animal - injury by..........................................................................................................................................................................................................................................67
Assault - assorted injuries - some contumelia......................................................................................................................................................................67
Bruising - minor shock and discomfort.......................................................................................................................................................................................68
Burns......................................................................................................................................................................................................................................................................68
Dead persons - awards to.....................................................................................................................................................................................................................68
Unauthorised entry.....................................................................................................................................................................................................................................68
Genitals................................................................................................................................................................................................................................................................69
Loss of pregnancy.......................................................................................................................................................................................................................................69
Poison....................................................................................................................................................................................................................................................................69
Shock/Constitutional damages........................................................................................................................................................................................................69
Stress - post traumatic and other....................................................................................................................................................................................................69
Death of spouse and/or child.............................................................................................................................................................................................................70
Sexual harassment......................................................................................................................................................................................................................................70
Rape........................................................................................................................................................................................................................................................................70
AIDS/HIV infection of another............................................................................................................................................................................................................70
Adultery................................................................................................................................................................................................................................................................70
Unconscious - permanent - human vegetable.....................................................................................................................................................................70
Malicious prosecution...............................................................................................................................................................................................................................70
Defamation........................................................................................................................................................................................................................................................70
Injuria......................................................................................................................................................................................................................................................................70
Wrongful arrest and detention............................................................................................................................................................................................................71
GUIDELINES FOR OBTAINING ACTUARIAL REPORTS or CERTIFICATES..........................................................................................................74
LOSS OF SUPPORT CLAIM (Form A)..............................................................................................................................................................................................76
EMPLOYMENT DETAILS OF DECEASED (Form B)...............................................................................................................................................................77
EMPLOYMENT DETAILS OF SURVIVOR (Form C)................................................................................................................................................................78
INJURY CLAIM (Form D)..........................................................................................................................................................................................................................79
IMAGINING THAT INJURY HAD NOT OCCURRED (Form E).........................................................................................................................................80
HAVING REGARD TO THE CONSEQUENCES OF THE INJURY (Form F).............................................................................................................81
ABRIDGED EARNINGS QUESTIONNAIRE (Form G)............................................................................................................................................................82
MAINTENANCE CLAIM FROM DECEASED ESTATE (Form H1)..................................................................................................................................83
MAINTENANCE COSTS CHECKLIST (Form H2)....................................................................................................................................................................84
LIST OF EXPERTS.........................................................................................................................................................................................................................................85
Aids Experts......................................................................................................................................................................................................................................................85
Heart/Chest & Life Expectancy Experts.....................................................................................................................................................................................85
Ear Nose and Throat Experts...............................................................................................................................................................................................................85
Mouth and Teeth Experts.......................................................................................................................................................................................................................85
Eye Experts.......................................................................................................................................................................................................................................................85
Head, Neurology and Spine Experts.............................................................................................................................................................................................86
Plastic Surgeons...........................................................................................................................................................................................................................................86
Plastic Surgeons continued.................................................................................................................................................................................................................87
Accident Reconstruction Experts/Crime Scene Forensics/Fingerprints.........................................................................................................87
Urologists...........................................................................................................................................................................................................................................................87
Psychiatrists......................................................................................................................................................................................................................................................87
Neurosurgeon Specialist........................................................................................................................................................................................................................87
Neuropsychologists...................................................................................................................................................................................................................................88
Psychological Therapists........................................................................................................................................................................................................................88
Occupational Therapists.........................................................................................................................................................................................................................88
Clinical Psychologists...............................................................................................................................................................................................................................90
Clinical Sexology Therapist...................................................................................................................................................................................................................91
Educational Psychologist........................................................................................................................................................................................................................91
Physiotherapy Therapists........................................................................................................................................................................................................................91
Speech Therapists........................................................................................................................................................................................................................................91
Earnings Experts (Industrial/Organisational Psychologists)........................................................................................................................................92
Architects/Engineers/Quantity Surveyors...............................................................................................................................................................................97
Mobility Specialists......................................................................................................................................................................................................................................97
Prosthesis/Orthotist Experts...............................................................................................................................................................................................................97
Namibia................................................................................................................................................................................................................................................................98
Orthopaedic Surgeons.............................................................................................................................................................................................................................98
Namibia.............................................................................................................................................................................................................................................................100
Swaziland.........................................................................................................................................................................................................................................................100
Biokinetics.......................................................................................................................................................................................................................................................100
Nursing Experts...........................................................................................................................................................................................................................................100
THE ACTUARIAL USE OF LIFE TABLES.....................................................................................................................................................................................101
Six life tables..................................................................................................................................................................................................................................................101
Number alive.................................................................................................................................................................................................................................................101
Life expectancies........................................................................................................................................................................................................................................101
Joint expectation of life..........................................................................................................................................................................................................................101
Reduced life expectancy......................................................................................................................................................................................................................101
AIDS mortality...............................................................................................................................................................................................................................................102
Accelerated benefits...............................................................................................................................................................................................................................102
Life Table 1 – Income greater than R1500000 py..............................................................................................................................................................103
Life Table 2 - Income R1000001 to R1500000 py..............................................................................................................................................................105
Life Table 3 - Income R630001 to R1000000 py................................................................................................................................................................107
Life Table 4 – Income R310001 to R630000 py...................................................................................................................................................................109
Life Table 5 - Income R160001 to R310000 py......................................................................................................................................................................111
Life Table 6 – Income less than R160001 py..........................................................................................................................................................................113
STATUTORY CAP DETERMINATIONS..........................................................................................................................................................................................115
NOTES TO COMPOUND INTEREST TABLE.............................................................................................................................................................................117
COMPOUND INTEREST TABLES AT 2½% py..........................................................................................................................................................................118
COID BENEFITS............................................................................................................................................................................................................................................119
COID CAPITALISATION MULTIPLIERS (BEFORE 2019)...................................................................................................................................................121
COID CAPITALISATION MULTIPLIERS (FROM 2019)........................................................................................................................................................122
REMARRIAGE/REPARTNERING DEDUCTIONS..................................................................................................................................................................123
NOTES TO REMARRIAGE/REPARTNERING DEDUCTIONS.......................................................................................................................................124
GENERAL CONTINGENCIES..............................................................................................................................................................................................................125
Differential contingencies....................................................................................................................................................................................................................125
STATE DISABILITY GRANTS AND OLD AGE PENSIONS..............................................................................................................................................126
STATSSA EARNINGS BY LEVEL OF EDUCATION..............................................................................................................................................................127
CORPORATE SURVEY EARNINGS................................................................................................................................................................................................128
COMPARISON OF EARNINGS SURVEYS.................................................................................................................................................................................130
STATSSA POPULATION SURVEY EARNINGS AS PERCENTAGE OF CORPORATE EARNINGS (page 128)............................130
LIVE SALARY SURVEY DATA.............................................................................................................................................................................................................130
EARNINGS OF NON-CORPORATE WORKERS.....................................................................................................................................................................131
SALARY SCALES FOR GOVERNMENT EMPLOYEES.......................................................................................................................................................132