TABLE OF CONTENTS
FOREWORD.........................................................................................................................................................................................................................1
THE SOUTH AFRICAN CONSUMER PRICE INDEX: 1925 - 2022......................................................................................................................................2
NOTES ON THE CONSUMER PRICE..................................................................................................................................................................................3
NOTES TO GENERAL DAMAGES AWARDS........................................................................................................................................................................4
ALPHA LISTING OF INFLATION ADJUSTED AWARDS.......................................................................................................................................................5
CLASSIFIED LISTING OF INFLATION ADJUSTED AWARDS.............................................................................................................................................46
Loss of all four limbs........................................................................................................................................................................................................46
Legs - amputation of two legs.........................................................................................................................................................................................46
Legs - injury to two legs...................................................................................................................................................................................................46
Leg - amputation from above the knee.........................................................................................................................................................................46
Leg - amputation below the knee...................................................................................................................................................................................46
Foot/toes - amputation....................................................................................................................................................................................................47
Knee injury........................................................................................................................................................................................................................47
Leg - general injuries - above the knee..........................................................................................................................................................................47
Leg - general injuries - below the knee..........................................................................................................................................................................48
Foot/ankle - general injuries...........................................................................................................................................................................................49
Arm amputation - left and right.....................................................................................................................................................................................50
Amputation of hand/fingers - left and right..................................................................................................................................................................50
Shoulder injury.................................................................................................................................................................................................................51
Elbow injury.......................................................................................................................................................................................................................51
Forearm injury..................................................................................................................................................................................................................51
Wrist injury........................................................................................................................................................................................................................51
Upper arm injury..............................................................................................................................................................................................................52
Hand and finger injuries..................................................................................................................................................................................................52
Head injury with hemiplegia...........................................................................................................................................................................................52
Head injury resulting in partial hemiplegia...................................................................................................................................................................52
Brain injury - serious permanent damage....................................................................................................................................................................52
Brain injury - with minor permanent damage..............................................................................................................................................................54
Brain injury - cerebral palsy/severe spasticity...............................................................................................................................................................55
Head injury leading to epilepsy......................................................................................................................................................................................55
Facial disfigurement.........................................................................................................................................................................................................56
Jaw - fracture of................................................................................................................................................................................................................56
Head injury - general - no major consequences...........................................................................................................................................................56
Head injury - loss of taste/smell.....................................................................................................................................................................................57
Multiple injuries - head hip leg arm...............................................................................................................................................................................57
Vocal chords injury/thyroid removal..............................................................................................................................................................................58
Neck injury - excluding.....................................................................................................................................................................................................58
Neck injury - whiplash......................................................................................................................................................................................................58
Spinal injury - still ambulant...........................................................................................................................................................................................59
Spinal injury - paraplegia.................................................................................................................................................................................................60
Spinal injury - quadriplegia.............................................................................................................................................................................................60
Abdominal injuries - general...........................................................................................................................................................................................60
Abdominal injuries - bladder and intestine..................................................................................................................................................................61
Abdominal injuries - lungs..............................................................................................................................................................................................61
Rib fractures and other chest injuries...........................................................................................................................................................................61
Hip injuries........................................................................................................................................................................................................................61
Pelvis injury ......................................................................................................................................................................................................................62
Ear - loss of hearing in one or both ears.......................................................................................................................................................................62
Eye - loss of one eye.........................................................................................................................................................................................................63
Eye - loss of two eyes.......................................................................................................................................................................................................63
Eye - injury without loss of sight.....................................................................................................................................................................................63
Eye - injury with partial loss of sight..............................................................................................................................................................................63
Animal - injury by..............................................................................................................................................................................................................63
Assault - assorted injuries - some contumelia..............................................................................................................................................................63
Bruising - minor shock and discomfort.........................................................................................................................................................................64
Burns..................................................................................................................................................................................................................................64
Dead persons - awards to...............................................................................................................................................................................................65
Unauthorised entry..........................................................................................................................................................................................................65
Genitals..............................................................................................................................................................................................................................65
Loss of pregnancy.............................................................................................................................................................................................................65
Poison................................................................................................................................................................................................................................65
Shock..................................................................................................................................................................................................................................65
Stress - post traumatic and other...................................................................................................................................................................................65
Death of spouse and/or child.........................................................................................................................................................................................66
Rape...................................................................................................................................................................................................................................66
AIDS/HIV infection of another.........................................................................................................................................................................................66
Adultery.............................................................................................................................................................................................................................66
Unconscious - permanent - human vegetable.............................................................................................................................................................66
Malicious prosecution......................................................................................................................................................................................................66
Defamation.......................................................................................................................................................................................................................66
Injuria.................................................................................................................................................................................................................................66
Wrongful arrest and detention.......................................................................................................................................................................................66
GUIDELINES FOR OBTAINING ACTUARIAL REPORTS or CERTIFICATES......................................................................................................................70
LOSS OF SUPPORT CLAIM (Form A)...............................................................................................................................................................................72
EMPLOYMENT DETAILS OF DECEASED (Form B)..........................................................................................................................................................73
EMPLOYMENT DETAILS OF SURVIVOR (Form C)...........................................................................................................................................................74
INJURY CLAIM (Form D)...................................................................................................................................................................................................75
IMAGINING THAT INJURY HAD NOT OCCURRED (Form E)..........................................................................................................................................76
HAVING REGARD TO THE CONSEQUENCES OF THE INJURY (Form F)........................................................................................................................77
ABRIDGED EARNINGS QUESTIONNAIRE (Form G).......................................................................................................................................................78
MAINTENANCE CLAIM FROM DECEASED ESTATE (Form H1)......................................................................................................................................79
MAINTENANCE COSTS CHECKLIST (Form H2)...............................................................................................................................................................80
LIST OF EXPERTS...............................................................................................................................................................................................................81
Aids Experts......................................................................................................................................................................................................................81
Heart/Chest & Life Expectancy Experts.........................................................................................................................................................................81
Ear Nose and Throat Experts..........................................................................................................................................................................................81
Mouth and Teeth Experts................................................................................................................................................................................................81
Eye Experts........................................................................................................................................................................................................................81
Head, Neurology and Spine Experts..............................................................................................................................................................................82
Plastic Surgeons...............................................................................................................................................................................................................83
Accident Reconstruction Experts...................................................................................................................................................................................83
Urologists..........................................................................................................................................................................................................................83
Psychiatrists......................................................................................................................................................................................................................83
Neurosurgeon Specialist.................................................................................................................................................................................................83
Neuropsychologists.........................................................................................................................................................................................................84
Psychological Therapists.................................................................................................................................................................................................84
Occupational Therapists..................................................................................................................................................................................................84
Clinical Psychologists.......................................................................................................................................................................................................86
Clinical Sexology Therapist..............................................................................................................................................................................................87
Educational Psychologist.................................................................................................................................................................................................87
Physiotherapy Therapists................................................................................................................................................................................................87
Speech Therapists............................................................................................................................................................................................................88
Earnings Experts (Industrial/Organisational Psychologists) ......................................................................................................................................88
Architects/Engineers/Quantity Surveyors.....................................................................................................................................................................93
Mobility Specialists...........................................................................................................................................................................................................93
Prosthesis/Orthoptist Experts........................................................................................................................................................................................93
Namibia.............................................................................................................................................................................................................................94
Orthopaedic Surgeons.....................................................................................................................................................................................................94
Namibia ............................................................................................................................................................................................................................96
Swaziland..........................................................................................................................................................................................................................96
Bio kinetics .......................................................................................................................................................................................................................96
Nursing Experts................................................................................................................................................................................................................96
THE ACTUARIAL USE OF LIFE TABLES.............................................................................................................................................................................97
Six life tables.....................................................................................................................................................................................................................97
Number alive ...................................................................................................................................................................................................................97
Life expectancies..............................................................................................................................................................................................................97
Joint expectation of life....................................................................................................................................................................................................97
Reduced life expectancy..................................................................................................................................................................................................97
The modified “Murfin method” ......................................................................................................................................................................................98
Accelerated benefits .......................................................................................................................................................................................................98
THE LIFE TABLES ............................................................................................................................................................................................................100
Life Table 1 – Income greater than R1300000 py.......................................................................................................................................................101
Life table 2 - Income R900001 to R1300000 py..........................................................................................................................................................103
Life Table 3 - Income R550001 to R900000 py............................................................................................................................................................105
Life Table 4 – Income R280001 to R550000 py...........................................................................................................................................................107
Life Table 5 - Income R140001 to R280000 py............................................................................................................................................................109
Life Table 6 – Income less than R140001 py................................................................................................................................................................111
STATUTORY CAP DETERMINATIONS.............................................................................................................................................................................113
NOTES TO COMPOUND INTEREST TABLE....................................................................................................................................................................115
COMPOUND INTEREST TABLES AT 2½% py.................................................................................................................................................................116
COID BENEFITS...............................................................................................................................................................................................................117
COID CAPITALISATION MULTIPLIERS............................................................................................................................................................................118
REMARRIAGE DEDUCTIONS..........................................................................................................................................................................................119
NOTES TO REMARRIAGE DEDUCTIONS.......................................................................................................................................................................120
GENERAL CONTINGENCIES...........................................................................................................................................................................................121
Differential contingencies.............................................................................................................................................................................................121
STATE DISABILITY GRANTS AND OLD AGE PENSIONS................................................................................................................................................122
STATSSA EARNINGS BY LEVEL OF EDUCATION...........................................................................................................................................................123
CORPORATE SURVEY EARNINGS...................................................................................................................................................................................124
EARNINGS OF NON-CORPORATE WORKERS...............................................................................................................................................................126
SALARY SCALES FOR GOVERNMENT EMPLOYEES......................................................................................................................................................127