TABLE OF CONTENTS

FOREWORD ............................................................................................................................................................................................................. 1

THE SOUTH AFRICAN CONSUMER PRICE INDEX: 1925 - 2023 .......................................................................................................................... 2

NOTES ON THE CONSUMER PRICE INDEX .......................................................................................................................................................... 3

NOTES TO GENERAL DAMAGES AWARDS ............................................................................................................................................................4

ALPHA LISTING OF INFLATION ADJUSTED AWARDS .......................................................................................................................................... 5

CLASSIFIED LISTING OF INFLATION ADJUSTED AWARDS .................................................................................................................................  8

Loss of all four limbs..........................................................................................................................................................................................   48

Legs - amputation of two legs...........................................................................................................................................................................   48

Legs - injury to two legs......................................................................................................................................................................................  48

Leg - amputation from above the knee ............................................................................................................................................................ 48

Leg - amputation below the knee ...................................................................................................................................................................... 48

Foot/toes - amputation ....................................................................................................................................................................................... 49

Knee injury ........................................................................................................................................................................................................... 49

Leg - general injuries - above the knee ............................................................................................................................................................  49

Leg - general injuries - below the knee ..............................................................................................................................................................50

Foot/ankle - general injuries ............................................................................................................................................................................... 51

Arm amputation - left and right ......................................................................................................................................................................... 52

Amputation of hand/fingers - left and right ..................................................................................................................................................... 52

Shoulder injury.....................................................................................................................................................................................................  53

Elbow injury .........................................................................................................................................................................................................  53

Forearm injury ..................................................................................................................................................................................................... 53

Wrist injury ........................................................................................................................................................................................................... 53

Upper arm injury ................................................................................................................................................................................................. 54

Hand and finger injuries ..................................................................................................................................................................................... 54

Head injury with hemiplegia .............................................................................................................................................................................. 54

Head injury resulting in partial hemiplegia ...................................................................................................................................................... 54

Brain injury - serious permanent damage ....................................................................................................................................................... 55

Brain injury - with minor permanent damage ................................................................................................................................................. 56

Brain injury - cerebral palsy/severe spasticity .................................................................................................................................................. 57

Head injury leading to epilepsy ......................................................................................................................................................................... 57

Facial disfigurement ............................................................................................................................................................................................ 58

Jaw - fracture of ...................................................................................................................................................................................................  58

Head injury - general - no major consequences .............................................................................................................................................  59

Head injury - loss of taste/smell ......................................................................................................................................................................   59

Multiple injuries - head hip leg arm .................................................................................................................................................................. 59

Vocal chords injury/thyroid removal ...............................................................................................................................................................   60

Neck injury - excluding whiplash.......................................................................................................................................................................  60

Neck injury - whiplash ........................................................................................................................................................................................  60

Spinal injury - still ambulant ..............................................................................................................................................................................  61

Spinal injury - paraplegia ...................................................................................................................................................................................  62

Spinal injury - quadriplegia ................................................................................................................................................................................  63

Abdominal injuries - general ............................................................................................................................................................................   63

Abdominal injuries - bladder and intestine .....................................................................................................................................................  63

Abdominal injuries - lungs ................................................................................................................................................................................   63

Rib fractures and other chest injuries .............................................................................................................................................................   63

Hip injuries .........................................................................................................................................................................................................   64

Pelvis injury ........................................................................................................................................................................................................   64

Ear - loss of hearing in one or both ears ........................................................................................................................................................   65

Eye - loss of one eye .........................................................................................................................................................................................    65

Eye - loss of two eyes .........................................................................................................................................................................................  65

Eye - injury without loss of sight.......................................................................................................................................................................   65

Eye - injury with partial loss of sight .................................................................................................................................................................  66

Animal - injury by ..............................................................................................................................................................................................    66

Assault - assorted injuries - some contumelia ..............................................................................................................................................    66

Bruising - minor shock and discomfort ..........................................................................................................................................................    67

Burns ..................................................................................................................................................................................................................    67

Dead persons - awards to ................................................................................................................................................................................    67

Unauthorised entry ...........................................................................................................................................................................................   67

Genitals ...............................................................................................................................................................................................................   67

Loss of pregnancy .............................................................................................................................................................................................    67

Poison .................................................................................................................................................................................................................   67

Shock ...................................................................................................................................................................................................................   68

Stress - post traumatic and other ....................................................................................................................................................................   68

Death of spouse and/or child ............................................................................................................................................................................  68

Rape .....................................................................................................................................................................................................................   68

AIDS/HIV infection of another .............................................................................................................................................................................68

Adultery ................................................................................................................................................................................................................  69

Unconscious - permanent - human vegetable ...............................................................................................................................................   69

Malicious prosecution .......................................................................................................................................................................................   69

Defamation ..........................................................................................................................................................................................................  69

Injuria ...................................................................................................................................................................................................................  69

Wrongful arrest and detention .........................................................................................................................................................................  69

GUIDELINES FOR OBTAINING ACTUARIAL REPORTS or CERTIFICATES ........................................................................................................   72

LOSS OF SUPPORT CLAIM (Form A) ..................................................................................................................................................................  74

EMPLOYMENT DETAILS OF DECEASED (Form B) ............................................................................................................................................   75

EMPLOYMENT DETAILS OF SURVIVOR (Form C) ............................................................................................................................................    76

INJURY CLAIM (Form D) ......................................................................................................................................................................................  77

IMAGINING THAT INJURY HAD NOT OCCURRED (Form E) .............................................................................................................................  78

HAVING REGARD TO THE CONSEQUENCES OF THE INJURY (Form F) ..........................................................................................................   79

ABRIDGED EARNINGS QUESTIONNAIRE (Form G) .........................................................................................................................................   80

MAINTENANCE CLAIM FROM DECEASED ESTATE (Form H1) ........................................................................................................................   81

MAINTENANCE COSTS CHECKLIST (Form H2) ...............................................................................................................................................    82

LIST OF EXPERTS ..............................................................................................................................................................................................     83

Aids Experts ........................................................................................................................................................................................................   83

Heart/Chest & Life Expectancy Experts ..........................................................................................................................................................    83

Ear Nose and Throat Experts ..........................................................................................................................................................................    83

Mouth and Teeth Experts .................................................................................................................................................................................   83

Eye Experts .........................................................................................................................................................................................................   83

Head, Neurology and Spine Experts ...............................................................................................................................................................   84

Plastic Surgeons ................................................................................................................................................................................................   85

Accident Reconstruction Experts ....................................................................................................................................................................   85

Urologists ...........................................................................................................................................................................................................   85

Psychiatrists ......................................................................................................................................................................................................    85

Neurosurgeon Specialist ..................................................................................................................................................................................   85

Neuropsychologists .........................................................................................................................................................................................    86

Psychological Therapists ..................................................................................................................................................................................   86

Occupational Therapists ...................................................................................................................................................................................  86

Clinical Psychologists ........................................................................................................................................................................................  88

Clinical Sexology Therapist ................................................................................................................................................................................ 89

Educational Psychologist .................................................................................................................................................................................   89

Physiotherapy Therapists ................................................................................................................................................................................   89

Speech Therapists ............................................................................................................................................................................................   90

Earnings Experts (Industrial/Organisational Psychologists) .......................................................................................................................   90

Architects/Engineers/Quantity Surveyors ......................................................................................................................................................  95

Mobility Specialists ............................................................................................................................................................................................  95

Prosthesis/Orthotist Experts ............................................................................................................................................................................  95

Namibia ..............................................................................................................................................................................................................  96

Orthopaedic Surgeons ......................................................................................................................................................................................  96

Namibia ..............................................................................................................................................................................................................  98

Swaziland ............................................................................................................................................................................................................. 98

Biokinetics ............................................................................................................................................................................................................ 98

Nursing Experts ................................................................................................................................................................................................... 98

THE ACTUARIAL USE OF LIFE TABLES ................................................................................................................................................................ 99

Six life tables ........................................................................................................................................................................................................ 99

Number alive ....................................................................................................................................................................................................... 99

Life expectancies ................................................................................................................................................................................................. 99

Joint expectation of life ....................................................................................................................................................................................... 99

Reduced life expectancy ..................................................................................................................................................................................... 99

The modified “Murfin method” ........................................................................................................................................................................ 100

Accelerated benefits .......................................................................................................................................................................................... 100

THE LIFE TABLES ................................................................................................................................................................................................ 102

Life Table 1 – Income greater than R1400000 py .......................................................................................................................................... 103

Life table 2 - Income R950001 to R1400000 py ............................................................................................................................................. 105

Life Table 3 - Income R600001 to R950000 py ............................................................................................................................................... 107

Life Table 4 – Income R300001 to R600000 py .............................................................................................................................................. 109

Life Table 5 - Income R150001 to R300000 py ............................................................................................................................................... 111

Life Table 6 – Income less than R150001 py .................................................................................................................................................. 113

STATUTORY CAP DETERMINATIONS ................................................................................................................................................................ 115

NOTES TO COMPOUND INTEREST TABLE ....................................................................................................................................................... 117

COMPOUND INTEREST TABLES AT 2½% py .................................................................................................................................................... 118

COID BENEFITS ................................................................................................................................................................................................... 119

COID CAPITALISATION MULTIPLIERS ............................................................................................................................................................... 120

REMARRIAGE DEDUCTIONS .............................................................................................................................................................................. 121

NOTES TO REMARRIAGE DEDUCTIONS ........................................................................................................................................................... 122

GENERAL CONTINGENCIES ............................................................................................................................................................................... 123

Differential contingencies ................................................................................................................................................................................. 123

STATE DISABILITY GRANTS AND OLD AGE PENSIONS ................................................................................................................................... 124

STATSSA EARNINGS BY LEVEL OF EDUCATION................................................................................................................................................ 125

CORPORATE SURVEY EARNINGS ...................................................................................................................................................................... 126

STATSSA POPULATION SURVEY EARNINGS ..................................................................................................................................................... 128

LIVE SALARY SURVEY DATA ............................................................................................................................................................................... 128

EARNINGS OF NON-CORPORATE WORKERS .................................................................................................................................................. 129

 SALARY SCALES FOR GOVERNMENT EMPLOYEES  ......................................................................................................................................  130